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***FREE FOR THREE MONTHS***
Identity theft is a crime that never sleeps. First National Bank is helping to protect your identity with our avoID theft FNB CHECKING® account. This account is designed to help keep your identity safe from theft. Providing support with innovative technology, you'll enjoy peace-of-mind knowing that you and your family are safe.
- Card PatrolSM 1
CARD PATROL
Identity thieves care about two things – stealing your personal information and selling it to make money. Sophisticated, real-time, early warning technology monitors various chat rooms across cyberspace where thieves could be selling and trading stolen credit and debit cards. In the event that identity theft occurs, help will be waiting. A personal caseworker will be assigned to help you restore your good name.
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- Payment Card Protection
PAYMENT CARD PROTECTION
Protect all your credit, debit, ATM and check cards in the event of loss or theft! Register your card numbers and with one phone call, you may cancel cards and request new cards using a toll-free 24 hour number.
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- Identity Theft Insurance with Fraud Assistance
IDENTITY THEFT INSURANCE WITH FRAUD ASSISTANCE
You’ll have up to $10,000 in financial compensation for qualified expenses incurred in the recovery of your stolen identity. Included in this benefit is Fraud Assistance, a comprehensive service designed to help with the hassle of clearing your good name. You’ll receive expert help to assist you in organizing paperwork, advising you about notifying creditors and more.
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- Fraud Assist Toolbox
FRAUD ASSIST TOOLBOX
Helps members quickly and easily prevent and resolve problems that arise from fraudulent activity or identity theft by using an interactive, step-by-step online recovery tool. Plus, you can choose to set fraud alerts, stop pre-approved credit offers, and stop unwanted telemarketing calls.
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- MYIDMatters
MYIDMatterssm
MYIDMatters is a user-friendly, educational website designed to help you stay up to date on identity theft-related issues. You will learn tips to help stay protected from the latest fraud scams, trends, and tactics.
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- Triple-Bureau Credit Alert2
Triple-Bureau Credit Alert
With triple-bureau daily credit monitoring, you’ll be alerted automatically of certain changes to your credit – such as new accounts opened, credit inquiries, certain derogatory data (late payments and accounts sent to collection), change of address or changes to your existing accounts. While it can’t prevent identity theft, Triple-Bureau Credit Alert can greatly reduce its impact by allowing you to minimize the damage. If you receive notification that there has been a change to your credit, you’ll have access to the Credit Information Hotline which is staffed with trained individuals ready to provide answers to commonly asked questions. If there are no changes to your credit, you’ll receive a quarterly notification advising you that there have been no changes.
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- Free FNB Web Banking® & My Bill Pay
- Free My eDocs3
- Free My Alerts
- Free My Mobi4
- Free Bank-by-Phone Automated Service 24/7
- Free Direct Deposit
- Free Debit/ATM Card Available5
- Free MasterCard® MarketPlace Program
- Free Unlimited FNB ATM Withdrawals
- Free First Order of Checks
- Free Unlimited Check Writing
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To receive your $5.00 Cash Back Reward your personal checking account must meet the following requirements. Your account must be:
- Enrolled in My eDocs
- Open Over 30 days
- In Active Status
- 1 Direct Deposit a Month into Your Personal Checking Account
- 10 Debit Card Transactions a Month*
- Make 5 Bill Payments Online through My Bill Pay
*Applicable only for point-of-sale signature based transactions, online purchases, recurring purchases and Personal Identification Number (PIN) based transactions of $5.00 or greater.
- Check Imaging Available6
- Add-On Savings Option Available
- Free Combined Statments Available
- Overdraft Protection Option Available7
- $100.00 minimum initial deposit required to open.
- Other terms and conditions may apply.
- Government issued picture identification (driver’s license, passport, etc.)
- Social security number
- ChexSystems® Verification
- Card Patrol monitors up to ten major credit/debit cards (VISA®, MasterCard®, American Express®, Diners Club® and Discover®) on Internet Chat rooms. It is impossible to ensure that all Internet chat rooms have been searched for your personal information. Accordingly, your monitoring alert reports may not contain or apprise you of all your personal information that is publicly available or that may have been compromised.
- Triple-Bureau Credit Alert is not a credit counseling service and does not promise to help you obtain a loan or improve your credit record, history or rating. The Triple-Bureau Credit Alert service may be modified or improved at any time and without prior notice. Daily monitoring will notify members of any new inquiries, certain derogatory information, accounts, public records, or change of address that have been added to their credit reports as reported by any of the three major credit reporting agencies. If no information has been added or changed, then the member will receive a quarterly notification stating that no information has changed within their credit file. Neither the Plan Administrator, the provider of the Triple-Bureau Credit Alert service, or its credit information subcontractors, nor Financial Services Association shall have any liability for the accuracy of the information contained in the Triple-Bureau Credit Alert.
- Terms, conditions and additional fees may apply. My eDocs available through FNB Web Banking®. Not applicable to all notices.
- Web and text messaging access are needed to use My Mobi. You may be charged standard fees for text messaging and Internet access depending on your mobile device carrier.
- Card fees may apply, refer to the Schedule of Fees disclosure
- $10.00 monthly fee for check images returned with your statment
- Refer to Overdraft Privilege Program
***Monthly service charge of $10.00 waived only for the October, November and December 2011 Statement Cycles. Accounts are credited at the end of the statement cycle.
Click Here for Frequently Asked Questions
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